Ice Breaker:

What was the best vacation you’ve taken together, and why?

 God’s advise about money:

 The bible gives us some practical instruction on the use of money, although sometimes its advise we would rather not hear. It’s more comfortable to continue in our habit’s or our upbringings than to use our money wisely.

 Proverbs 11:24, 25  One man gives freely, yet gains even more; another withholds unduly, but comes to poverty. A generous man will prosper; he who refreshes others will himself be refreshed.

 These two verses present a paradox, that we become richer by being generous. The world says to hold on to as much as possible, but God blesses those who give freely of their possessions, time and energy. When we give, God supplies us with more. In addition giving helps us gain a right perspective on our possessions. We realize they were never really ours to begin with, but were given to us by God to be used to help others. What then do we gain by giving? Freedom from enslavement to our possessions, the joy of helping others and God’s blessing.

 As the world around you holds materialism high, how hard is it for you to stay content with what you have been given by God?

 Proverbs 21:20  The wise man saves for the future, but the foolish man spends whatever he gets.

 Easy credit has us living on the edge of bankruptcy. The desire to keep up and accumulate more, pushes us to spend every penny we earn. But anyone who spends all he has is spending more than he can afford. A wise man puts money aside for when he may have less. God approves of foresight and restraint. We need to examine our life styles to see whether our spending is God pleasing or merely self-pleasing.

 Proverbs 22:7  Just as the rich rule the poor, so the borrower is servant to the lender.

This doesn’t mean we should never borrow. It warns us, however, never to take out a loan without carefully examining our ability to repay it. A loan we can handle is enabling, a loan we can’t handle is enslaving. The borrower must realize that until the loan is repaid, he is a servant to the one that made it.

 Jesus asks us to live within our means. Rate yourself from 1 –10 on the ability to save up for the things you want (10 being the best) and share with the group your successes and/or struggles.

 Food for thought:

            How much of my life is being consumed by my life style?

            Is money the root of all evil or is it our attitude towards it?

 Let’s have some fun!

 What would you do if you won a million dollars?, and how would it change your life?

 Let’s swap budget Idea’s

 Coupons, coupons, coupons (Food, Gas, Haircuts, Oil Changes etc.)

  1. Happenings book
  2. Happy hour
  3. Date night swaps
  4. Next step resource
  5. Aren’t using it, donate it or sell it.
  6. Rebates
  7. Hand me downs “Why buy new when slightly used will do”
  8. Checking with each other about spending more than $20-30 dollars
  9. Do I need it or just want it?
  10. Share appetizers / Kid’s share kid’s meals
  11. Drink water w/lemon at restaurant
  12. Pack lunch, except on Fridays
  13. Weekly allowance
  14. Prioritize luxuries  (cable, Internet, call-waiting, caller ID etc.)

 The Challenge of the week brought to you by Charlie:

 Do you love money?

  1. Do you measure yourself and your worth by what you earn?
  2. Are you worried about keeping up with the Jones’s?
  3. Do you try to make yourself look like you have money?
  4. What do you think about people who have money?
  5. To what lengths would you go to get it?
  6. Will you damage your family to get it?
  7. Are you wearing yourselves out for money?
  8. Are you sacrificing to teach your children that happiness comes from one another?
  9. Is it your security?
  10. Do you place your trust in money?

 Prayer Request’s:

Something that you might need some prayer about?  The 2nd person on your left will pray for you.  The prayer can be as simple as “God, thank you for (Name) and please give him/her wisdom for dealing with this situation.  Amen.”